Our Philosophy

One time my car wouldn’t start so I took it to a repair shop. The first shop I took it to got paid only for their work on the car. The more expensive and longer it took to complete the repairs, the more they made. The mechanic took a day to look the car over for free and told me I needed a new fuel pump, which would cost about $1000. My extremely wise wife suggested I get a second opinion. So, I took the car to a mechanic who charged a fee to diagnose the problem. I paid the $75 fee, and they looked it over, testing each part, each section, and each wire, and found it was a $15 relay that had gone out, not the fuel pump! They switched out the relay, and the car worked perfectly. Because I paid for the diagnostic, they were willing and able to take the time needed to find the real problem. The moral of the story is that if an advisor only gets paid if they sell you a managed portfolio or a financial product, all of their “diagnostics” or financial planning will recommend you buy their product or service.

What you are currently doing with your investments may be good enough with some tweaks or education on what to focus on and it may cost less than any solution or service a Financial Advisor offers. Pay for the diagnosis, and you’ll get an honest answer with the details to back up what really is in your best interest to do.